Financing Solutions

Comprehensive MSME Financing

Offer your clients access to a wide range of financing products through our network of trusted banks and NBFCs.

Business Term Loans

Long-term financing solutions for business expansion, equipment purchase, infrastructure development, and strategic capital investments.

Key Features

  • Long-term funding support for business expansion and capacity enhancement.
  • Suitable for equipment purchase, machinery upgrades, and infrastructure development.
  • Structured repayment schedules aligned with business cash flows.
  • Competitive interest rates with transparent pricing.

Working Capital

Cash credit and working capital solutions to manage day-to-day operational expenses.

Key Features

  • Flexible cash credit facilities to support daily business operations.
  • Ensures smooth cash flow for inventory, payroll, and operational expenses.
  • Limits structured around business turnover and working capital cycles.
  • Quick access to funds with revolving credit availability.

Invoice Discounting

Flexible funding tied to your client's revenue, with repayments that adjust to their cash flow.

Key Features

  • Funding linked directly to approved invoices, unlocking capital from receivables.
  • Repayment structures aligned with actual cash inflows and client payment cycles.
  • Improves liquidity without disrupting ongoing business operations.
  • Transparent pricing with no impact on customer relationships.

Loan Against Property

Quick financing based on GST returns, enabling faster approvals with minimal documentation.

Key Features

  • Secured financing against residential or commercial property assets.
  • Faster approvals supported by GST-based income assessment.
  • Higher loan eligibility with competitive interest rates.
  • Minimal documentation with transparent terms and structured repayment options.

MSME Growth Capital

Specialized funding solutions designed for the unique needs of micro, small, and medium enterprises.

Key Features

  • Tailored funding solutions aligned with the growth stage and cash flow patterns of MSMEs
  • Supports business expansion, working capital enhancement, and capacity building
  • Flexible structures designed to meet sector-specific and operational needs
  • Transparent processes with faster turnaround and minimal documentation.

SME IPO Advisory

Helping SMEs streamline IT operations, improve efficiency, and drive digital transformation.

Key Features

  • End-to-end advisory support covering IPO structuring, documentation, and regulatory compliance
  • Assistance with financial restructuring, governance readiness, and disclosure requirements
  • Coordination with merchant bankers, auditors, legal advisors, and stock exchanges
  • Focused guidance to help SMEs achieve a smooth listing and long-term market credibility

Working Capital (OD/CC Limit)

Flexible funding solutions to manage daily business operations and cash flow efficiently.

Key Features

  • Revolving credit facilities to support ongoing operational and working capital needs.
  • Limits structured around business turnover, inventory, and receivables cycles.
  • Interest charged only on the utilized amount, improving cost efficiency.
  • Ensures uninterrupted cash flow for day-to-day expenses and seasonal requirements.

CGTMSE Funding

Collateral-free business loans backed by government support to empower SME growth.

Key Features

  • Collateral-free loans supported under the CGTMSE government-backed scheme.
  • Enables SMEs to access credit without pledging personal or business assets.
  • Suitable for business expansion, working capital, and growth initiatives.
  • Simplified eligibility and faster processing through structured lending frameworks.
How It Works

Simple, Transparent Process

Get your clients funded in three straightforward steps with full visibility at every stage.

01

Submit Application

Share your client's basic business details and funding requirements through our simple digital interface.

02

Lender Matching

Our platform matches your client with the most suitable lending partners from our network of banks and NBFCs.

03

Funding Delivered

Once approved, funds are disbursed directly to your client while you earn your advisory commission.

Ready to Get Started?

Request a demo to see how FINCA can help you deliver financing solutions to your clients.